LOCATION : NIGERIA
DETAILS OF JOB
- The primary function of a Credit Officer is to identify new customers, appraise and access project applications, prepare assessments and recommendations for approval and educate loaners as to their responsibilities for repayment of loans.
- To Interview applicants and to clearly explain the lending procedures and requirements of the Bank to potential customers.
- Receive loan applications from potential customers and access customer’s application.
- Carry out an effective Know your customer (KYC) by visiting the business premises as well as the residence to appraise the financial situation of the business/project.
- To advise customers concerning necessary document and financial reports required by the Bank to process their loan applications.
- Process customers application and prepare a credit appraisal memorandum for submission to unit head. www.nigerianbestforum.com
- Ensure that all required documents security documents, loan contract etc are complete and signed by the customer.
- Follow up on all loans outstanding he/she is responsible for. This includes a regular supervision of all outstanding loans to ensure proper utilization of loan funds as well as recovery.
- Ensure strict and continuous follow up of his/her outstanding portfolio by checking the up dated arrears list.
- To ensure that all securities are safe guarded and to keep a security register for all types of loan / advances
- Ensure that all types of securities fixed deposits, cash lien etc are being maintained and kept up to date.
- Review periodically bad and doubtful accounts for chances of recovery
- Evaluate loans and customers after payment.
QUALIFICATION
- Minimum of first degree (B.Sc/HND) in Banking & Finance, Business Administration or any other relevant field
- 1-3 years cognate experience.
- Organized, focused, self driven and result oriented
- Willing to go the extra mile to get the job done
CLOSING DATE:
29/12/2013.
HOW TO APPLY
Interested And Qualified candidate should send Cv to gtzcareers@gmail.com
